Multiple merchant cash advances bleeding your business dry? We buy them out and restructure everything into a single, manageable payment — 40–60% lower. No upfront costs. Free analysis.
Every business is different — so is every solution we build. Here's how we go from your first call to real relief.
Tell us about your MCAs — balances, ACH amounts, how many advances. We crunch the numbers and show you exactly what relief looks like for your business.
We design a solution specific to your situation — full buyout, partial consolidation, lender negotiation, or restructure. No cookie-cutter approaches.
Your MCAs are paid off. Daily withdrawals stop. You make one structured monthly payment — significantly lower — and get back to running your business.
We don't believe in one-size-fits-all. Your situation is unique — and your solution should be too.
We buy out all your MCAs and restructure into one affordable monthly payment. The most complete path to relief — daily withdrawals stop immediately.
Most CommonIf one MCA is your biggest burden, we can target just that position. Strategic relief without restructuring everything at once.
Already in default or behind? We negotiate directly with MCA lenders to settle, reduce, or restructure your obligations on your behalf.
For DefaultsSometimes the right move is modifying your existing MCA terms. We work with lenders to extend timeframes, reduce payments, and buy breathing room.
For businesses ready to graduate from MCAs entirely, we help you transition to traditional term loans, SBA products, or business lines of credit.
Long-TermMany situations need a combination of strategies. We build a custom multi-phase plan that meets you where you are and gets you where you need to be.
Custom Built"I had four MCAs bleeding me dry — $11,400 a week in combined pulls. Merchant Debt Solutions got it down to one $2,800 monthly payment. I cried when the debits stopped."
"We were two weeks from shutting down. The daily pulls had completely choked our cash flow. They had a plan together in 48 hours and we were breathing again within a week."
"What I appreciated most was the honesty. They explained exactly what was possible, didn't make unrealistic promises, and delivered exactly what they said they would."
We believe in total transparency. Read the full FAQ or call us directly.
If your business is still operating, you almost certainly qualify. Stop guessing — let us show you exactly what your numbers look like and what we can do.
🔒 Confidential. No obligation. No credit check to apply.